An independent consulting firm specialized in the smartcard environment. A targeted team for a maximum of flexibility and effectiveness. Smart Consulting has the know-how and skills to make every mission a success.

Smart Consulting is 10 years old !

The idea was the fruit of an encounter between to consulting experts: Dominique Dreher with over 13 years experience in smartcard technology (banking industry) and Jacques Lemonier with over 15 years experience in computerized banking.

Using their international experience and expertise in the fields of IT, banking, and security, they created Smart Consulting in 2002.

The company

The expertise of our consulting company covers mainly the technical aspects forimplementation, development, and certification of products cards and terminals used in the banking domain and in any environment where smart card is implemented as secure support for electronic exchanges and the transactions.

Smart Consulting brings its expertise to banks and all financial institution, to domestic or international groups of banks (payment schemes), but also bring its technical know-how and its experience to laboratories of test and to suppliers of cardholders devices and acceptance terminal focused on electronic payment activities.


From the “brainstorming” stage to project management via training, feasibility studies, technical consulting and support in developing calls for tender – always adapted to your special requirements, our services include cutting-edge expertise thanks to our highly specialized and experienced consultants in the smartcard environment.

Our team combines technical know-how and in-depth expertise of the market to develop practical solutions for our customers.