Smart Consulting is an independent consulting firm specialising in the Digital and Secure Payment environment, with a dedicated team for a maximum of flexibility and effectiveness. Smart Consulting has the know-how and skills to make every mission a success.


Main areas of expertise

Smart Cards and Terminals Technologies

Secure Payments

Digital Technologies

Approval Processes


Bastien latge

Bastien Latgé – CEO

With his proven expertise within the payments industry, Bastien Latge held a number of different positions linked to Strategy, Product Development and Marketing in the areas of payment (Contact, Contactless, Mobile, Digital Security, Cards, Terminals, EMV® 3-D Secure, EMV Secure Remote Commerce, etc…), as well as other segments including Identity & Access Control and transportation.

In his previous position as Director of Technology, Bastien balanced his time between critical EMVCo priorities, with the oversight of technical developments across EMVCo’s working groups and activities related to evaluations, testing and approvals. Bastien also defined the strategy and represented EMVCo in its liaison work with other technical bodies and the evolution of technical initiatives for the organisation.




Card Issuing and Personalization Systems for Contact and Contactless Cards, central or Distributed Systems, Instant Issuing, Cryptographic Equipment and Host Authorization Systems.

Smart Card technologies:

  • Native OS and Open OS technologies such as JavaCard
  • Application and configurations, such as GlobalPlatform Card and associated Configurations (UICC, Basic Financial, Mapping Guidelines, etc), EMV, CCD and CPA
  • Secure channel protocol, contactless configurations
  • EMV 2nd GEN

Mobile technology:

  • NFC technology and applications
  • Secure Elements and Mobile Devices, HCE…
  • GlobalPlatform Trusted Execution Environment (TEE) and Open Mobile API (OMAPI)

Communication protocols:

  • EMV L1 Contact (ISO 7816)
  • EMV L1 Contactless (ISO 14443)
  • SWP / HCI

Acquiring and Terminal: 

EMV, EMV Cless, Point Of Sale, ATM and host Acquiring Systems

Certification processes:

  • Administration of certifications (contact & contactless technologies)
  • Test plan definition and development
  • Test tools qualification



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High Skills :

Expertise and even more technical expertise in Digital Secure Payment and in Approval Services is our first value. Smart Consulting is today recognised by the market for providing highly technically skilled services.

International :

As a French company (France being the pioneer of the smart card technology), Smart Consulting widely developed consulting activities accross many countries by bringing high-level know-how to numerous customers requiring specific expertise. It is thus very open beyond the domestic banking business, with the major part of its activity operated worldwide.

Win-Win :

Smart Consulting shares a “win-win” ethic between its customers and its consultants, so as to best serve them. Smart Consulting ensures that its work and deliveries are fully targeted with its customers’ needs, as well as maintaining long relationships with its customers.

Smart Consulting takes all effort towards its employees, to work in a fair and pleasant environment, keeping the objective of providing a high quality of services to its customers.

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